Finding the right orthodontic insurance and financing in Austin shouldn't add stress to your family's smile journey. At Parmer Lane Orthodontics, we work with a broad range of in-network PPO insurance plans and offer Saturday appointments by request, so care can fit around your family's schedule instead of the other way around. Every new patient also receives a complimentary consultation, giving you a clear picture of your treatment plan and costs before you decide on anything.
Whether you're comparing insurance benefits for a child's first phase of treatment or looking into financing as an adult, our team is here to walk you through every option with patience and compassionate care. Visit our Patient Information page for more helpful resources, or reach out below to get started.
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01 — Insurance coverage
Many families use their dental insurance to help cover part of the cost of braces or Invisalign. Orthodontic benefits vary widely from plan to plan, and some plans only cover a portion of treatment or apply a lifetime maximum. We recommend a quick benefits check before your first visit, and our team is glad to handle that for you.
We work with your insurance carrier directly whenever we can, so you don't have to sort through confusing paperwork or plan language on your own. We're proud to be in-network with a wide range of PPO carriers, which means most families in the Austin area can put their existing coverage toward treatment with us.
We are in-network with many PPO plans, including:
Aetna
Blue Cross Blue Shield
Cigna
Delta Dental
MetLife
UnitedHealthcare
Guardian
Other major PPO carriers
If you don't see your plan listed here, give us a call. We're happy to check your specific benefits and let you know what to expect before you commit to anything.
02 — Financing options
Insurance is only part of the picture. For families who want to spread out the cost of treatment, or who don't have orthodontic coverage at all, we offer flexible financing options in Austin designed to make care accessible for every member of the family. Whether you're planning for Invisalign or traditional braces, our team will help you find a payment plan that feels manageable, not stressful.
CareCredit is a healthcare credit card that many of our Austin patients use to pay for orthodontic treatment over time. It may include options with no interest if the balance is paid within the promotional period you choose. Our team can help you apply right in our office and walk through the terms before you commit to a plan.
We also offer Sunbit financing for braces and Invisalign, a simple way to break your treatment cost into manageable monthly payments. The application only takes a few minutes, and our front desk team is glad to walk you through it during your visit so you know exactly what to expect.
For added flexibility, we also offer in-house and zero-interest payment plans directly through our practice. These plans let you spread the cost of treatment across your time with us, with no interest added when payments are made on schedule. During your complimentary consultation, we'll go over the numbers together and find a plan that fits comfortably in your budget.
Questions, answered
Many dental insurance plans with an orthodontic benefit can be applied toward Invisalign treatment, though the exact amount covered depends on your specific plan. During your complimentary consultation, our team will review your benefits and explain how much of your treatment may be covered.
You do not need dental insurance to start orthodontic treatment with us. We offer financing through CareCredit, Sunbit, and our in-house zero-interest payment plans, so you can find a monthly option that fits your family's budget without insurance coverage.
Curious what other Austin families say about paying for their treatment here? Read our patient testimonials to hear real stories from patients who found a plan that worked for them.
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